Why buy a spanish villa?
Spanish villas (or property) is a dream many Brit's share. The thought of owning your very own spanish villa, often complete with a swimming pool, grounds fruit trees etc, is something many Brit's yearn to do. So what is stopping you from achieving your dream? There really has seldom been a better time to buy your own dream villa and, in the Valencia Province in particular, bargains are still to be found. Hurry though because we feel that within a maximum of say ten years costal villas will be financially out of the reach of most Brit's. Whilst we believe it is still likely that inland properties will be relatively affordable , the more coastal spanish villas, within say 30 to 60 minutes of the beach, will have long vanished into the distance. Those contacting us for villas seldom want to be more than 30 minutes to an hour from the nearest beach.
What advantages do spanish villas offer?
Spanish villas need not be only for permanent occupation - many of our Clients want to buy as a holiday home, affording cheap holidays for themselves and their families and with the potential to recoup some of their expense by letting out their villa when not required. Others buy their spanish villa as purely as an investment for the future, whilst conveniently offering them cheap holidays. With interest rates historically so low, and not likely to rise by more than one or two percentage points in the foreseeable future, many Brit's see buying a spanish villas as a effectively a "guilt edged security". In the past three to five years we have experienced typically 15% rises in property values per annum in the Valencia Province. There are few places, if any, where you could invest your money, virtually risk free, and enjoy such a healthy return on your investment.
How can I afford a spanish villa?
Many of you will have experienced a significant increase in value of your UK property in the past three years. If you have a significant amount of equity, with mortgage rates so low, you could buy a spanish villa by taking out a mortgage against that equity. That way you win a double whammy. Firstly your UK property will continue to rise in value and importantly your "new investment" i.e. your spanish villa will also rise in value. Purchased from monies you would otherwise not have had access to. Many experts feel this is the way forward to ensure that you have a decent nest egg for your retirement.
How can I get a mortgage for my spanish villa?
Spanish Property and Villas have made arrangements with UK based loan brokers to enable you to obtain a mortgage to buy your spanish villa - subject to the usual conditions. Additionally we have established contacts with leading Spanish Banks where mortgages are also available.
Please feel free to contact any of these web sites and request support for your purchase
We are assured that their friendly staff will be pleased to assist you.
Alternatively if you wish us to research what the Spanish Banks have to offer then please email your requirements.